RCOINS is built as a Bank-issued or Bank-supported, multijurisdictional digital-asset programme within the broader Royal Digital Bank strategy. The framework separates legal issuance, reserve and asset-support responsibilities, technology, custody, liquidity and market access.
RIB Digital provides technology, smart-contract governance, documentation and programme infrastructure, while regulated financial functions remain with the entity authorised and identified for the relevant product and jurisdiction.
RCOINS operates through an institutional framework connecting banking, legal issuance, reserve and liquidity support, smart-contract infrastructure and approved market access. RIB Digital provides the technology, smart-contract governance and transparency layer, while regulated financial functions remain with the entity authorised for the relevant product and activity.
Product-specific reserve and asset-support structures underpin the applicable RCOINS value framework, subject to defined allocation, custody, valuation and verification controls.
A licensed investment bank serving as the bank-side anchor of the RCOINS framework, supporting banking, treasury, reserve, settlement and issuer-governance functions. The framework places digital-asset issuance and related regulated activities within the applicable regulator-approved perimeter.
Bank treasury and approved reserve or collateral resources support settlement, redemption and liquidity needs, complemented by approved external liquidity providers and market makers.
Proof of Reserves
Legal Issuance
External Market Execution
Liquidity Support
RIB Digital provides the technology, smart-contract, documentation, data and transparency infrastructure supporting RCOINS. Legal issuance, reserve responsibility, custody and redemption remain with the entity identified for the relevant product and jurisdiction.
Smart-Contracts & Token Infrastructure
Creating liquidity pool
On-chain liquidity is structured through approved smart-contract controls, liquidity providers and defined market parameters to support efficient digital-asset conversion and settlement. Liquidity remains subject to market conditions and applicable provider controls.
Reserve- and Asset-Backed Digital Tokens
RUSD (USD-referenced),
REUR (EUR-referenced),
RXAU (gold-referenced)
RXAG (silver-referenced)
Professional market makers and OTC providers support liquidity, pricing and settlement under defined onboarding, risk and market-conduct controls. Each provider remains responsible for the regulated service it performs.
RCOINS Admission / Listing
Providing Liquidity
The ROYDEX framework connects professional digital-asset market access, external licensed venues, liquidity providers and settlement infrastructure within the Royal Digital ecosystem. Regulated execution and listing services are provided by licensed venues under their own licences and responsibilities.
The Royal Market framework connects professional OTC, pricing, liquidity and settlement coordination across approved providers within the RxBridge ecosystem. Regulated execution, brokerage, custody or market-making services remain with the authorised entity responsible for the relevant activity.
Proof of Reserves contracts are automatically updated when reserves increase or decrease.
More information about this system can be found on the Chainlink website here.
Each RCOINS product operates within a defined legal issuer, product classification, reserve-support, jurisdiction and client-eligibility framework. Regulated issuance begins only after the applicable approvals are in place.
Minting and burning follow controlled issuer, reserve, wallet and approval rules designed to maintain disciplined token supply and full auditability.
Reserve and liability verification is structured through reserve evidence, token-supply reconciliation, controlled reporting and independent assurance under the applicable product methodology.
RCOINS is a family of four digital assets — RUSD, REUR, RXAU and RXAG — designed for professional and institutional settlement, treasury and structured financial workflows. The programme combines product-specific issuance, reserve or asset support, smart-contract infrastructure and institutional settlement architecture.
The RCOINS programme comprises RUSD (Royal Dollar), REUR (Royal Euro), RXAU (Royal Gold) and RXAG (Royal Silver). RUSD and REUR are currency-referenced stable-value tokens, while RXAU and RXAG provide gold- and silver-referenced digital-asset structures.
RCOINS uses a product-specific legal issuer model. Legal issuance is performed by the bank or another entity authorised for the relevant product and jurisdiction, while RIB Digital provides the technology, smart-contract and transparency infrastructure supporting the programme.
Each RCOINS product operates within a product-specific reserve or asset-support framework. The framework addresses allocation, custody, valuation, liquidity and verification according to the reference asset and applicable product terms.
RxBridge is the institutional orchestration framework connecting banking, RCOINS, digital assets, custody, OTC, exchange venues and settlement components across the Royal Ecosystem. RCOINS form the core digital settlement layer within selected RxBridge workflows.
No. RxBridge is an institutional orchestration framework rather than a standalone decentralized-finance protocol. It connects separately regulated or authorised banking, digital-asset, custody, OTC, exchange-venue and settlement components while preserving the responsibilities of each participating provider.
RUSD, REUR, RXAU and RXAG are currently being prepared for phased professional and institutional launch. Product-specific issuer details, production smart-contract addresses, documentation and access information are published only when the applicable product framework is ready for issuance.
RCOINS uses a multi-chain architecture designed for selected public blockchain networks. Official production networks and verified smart-contract addresses will be published in the RCOINS Registry for each product before launch.
The RCOINS Registry & Verification page provides the official reference for product identity, status, issuer framework, production smart contracts, documentation and verification sources. Product-specific transparency information is provided through the applicable RIB Digital transparency infrastructure.
